Centrelink letter sample

Bankruptcy and Centrelink Debts

What happens to my Centrelink debts if I go bankrupt? As a general rule we have always told our potential clients not to count on having your Centrelink debt written off when you declare bankruptcy, however it seems more and more this is not the case. In most cases it has been our experience that […] Read More

What You Need to Know About Debt Agreements

Most Australians deal with financial challenges during their lifetime, and this is often regarded as a normal fluctuation in our finances. But what if you’re not able to work through these challenges yourself, but at the same time, you don’t want to declare bankruptcy?   Debt consolidation loans are a popular solution that relieves people […] Read More

Tips on How to Address Your Financial Troubles

There’s no doubt that financial concerns can create a lot of stress and anxiety in our lives. Repeatedly worrying about how you’re going to pay your bills not only makes you distressed, but also puts stress on your relationships, your family, and your health. The fact is, stressing over money isn’t going to fix your […] Read More

The Best Ways to Save Money on Your Electricity Bill this Winter

Personally, I find there’s nothing worse than being cold. Coming from Queensland, I’m used to the hot weather and it doesn’t bother me too much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill skyrockets through the cold weather and there’s a couple of reasons why. Not […] Read More

Bankruptcy and Child Support – Everything You Need to Know

Filing for bankruptcy most certainly isn’t the end of the world, but it does have major repercussions that will impact your finances in the coming years. I’ve found that most of the time, focusing efforts on building a bright future is the best way for people to handle their bankruptcy and succeeding recovery. To do […] Read More

Top 5 Tips on How to File For Bankruptcy in Australia

Most Australian’s have only really contemplated bankruptcy when playing a game of Monopoly with their buddies! In spite of this, there are roughly 13,000 individuals that file for bankruptcy each year in Australia. It’s extraordinary how fast people can go from enjoying a healthy financial position to facing a mountain of debt. Commonly, events like […] Read More

Top 3 Causes of Personal Bankruptcy in Australia

No one wants to think about bankruptcy, which is understandable considering that bankruptcy will have an effect on your financial condition for several years to come. This may be one of the reasons why lots of people don’t seek financial support in times of need, because they are under the common misconception that bankruptcy is […] Read More

Best Ways to Improve a Bad Credit Report

Regardless if we realise it or not, our credit report has a substantial effect on our lives. It’s sort of like our health; we don’t treasure good health until we lose it. Lot of people don’t even learn that they have a poor credit report until they apply for a line of credit and it’s […] Read More

Weddings On A Budget – Ways To Save Money When Getting Married

Most of us have a pretty good understanding that weddings can be a costly pursuit, but do you actually know just how much the average wedding costs in Australia? Slightly over $36,000, according to Australia’s Money Smart website. And that was in 2012! In today’s times, it’s perhaps somewhere around the $50,000 mark. I suppose […] Read More